Checkmate Payroll
SEC. 3401(a) · IRS PUB. 15-T · FLSA

Enterprise Payroll.
Mathematical Precision.

Checkmate Payroll runs federal & state-compliant payroll and prints your company paychecks on demand. Built for founders, ops teams, and controllers who want the numbers to reconcile to the cent.

DEMO PAYROLL CO.
1200 Market St, San Francisco CA
CHECK
00184
PAY TO
JORDAN M. RIVERA
NET AMOUNT
$2,148.67
Gross$2,880.00
Federal-$298.14
SS + Medicare-$220.32
State (CA)-$158.40
NET$2,148.67
C00184C A121000358A 9876543210C
Federal + State Compliance
50 STATES
Tax Table Year
2026
Printable Check Format
MICR-READY
§ FEATURES

Everything you need to cut a paycheck. Nothing you don't.

Automated Tax Withholding

Federal Publication 15-T brackets, FICA, Medicare additional & per-state rates calculated per paycheck. No spreadsheets.

Print Company Paychecks

Generate printable PDF paychecks with MICR routing lines and itemised earning statements attached. Feed pre-printed check stock or blank paper.

Compliance Engine

SS wage base, Medicare additional threshold and per-state flat rates baked into the engine and updated annually.

Auditable Ledger

Every run stores a frozen snapshot of employee info, gross, deductions and net. Reprint stubs any time.

Multi-Employee Workspaces

Manage hourly + salaried employees, filing status, additional withholding and terminations in one dense table.

One-Click Payroll Runs

Weekly, biweekly, semimonthly and monthly cycles. Preview totals, confirm, print. Under a minute per run.

§ COMPLIANCE

Grounded in the tables.

Our withholding engine implements the 2026 IRS Publication 15-T percentage method, FICA (Social Security wage base $184,500 · Medicare 1.45% + 0.9% additional over $200k), and official 2026 withholding tables for all 51 state jurisdictions.

  • IRS Publication 15-T (2026)
  • SSA Wage Base 2026
  • FLSA Overtime (1.5×)
  • State Withholding · CA / NY / TX / FL & 40+ more
SAMPLE · SINGLE FILER · $75,000 GROSS ANNUAL
Gross (biweekly)
$2,884.62
Federal Income Tax
$298.62
Social Security 6.2%
$178.85
Medicare 1.45%
$41.83
California SIT 5.5%
$158.65
NET PAY
$2,206.67
§ PRICING · REVENUE HUB

Three tiers. Real ROI.

Start free with a small donation. Unlock the full compliance engine with Pro, or automate your entire back office with Pro Plus.

Grandfathered pre-2026 customers keep their $1,500/mo rate forever.

§ COMMUNITY
$1/ mo · donation bridge
Solo operators & non-profits
  • Basic time tracking
  • Manual paychecks + PDF stubs
  • Employee self-service portal
  • W-2 generation
  • × Advanced tax reporting
  • × AI Office Manager
Start with $1 →
Most Popular
§ PRO
$2,500/ month
Full compliance engine · 5-25 employee shops
  • Everything in Community
  • Federal + 50-state tax compliance
  • Predictive Payroll & Budget Alerts
  • Quarterly Tax Summary Reports
  • HR Document E-Sign (E-SIGN Act §101)
  • Mapbox Worksite Geofencing
  • Twilio SMS Alert Escalation
  • Stripe Connect ACH Payouts
Start Pro →
Best ROI
§ PRO PLUS
$4,500/ month
Agency-grade automation · 25+ employees
Labor savings: ~$4,100/mo
Net effective cost: ~$400/mo after Concierge + Client Billing + Remote Monitoring recoup admin hours.
  • Everything in Pro
  • AI Office Manager Concierge (~4 hrs/wk saved)
  • Client Billing packets (~8 hrs/mo saved)
  • Remote Work Monitoring (15-min heartbeats)
  • IP geolocation + unusual-login flags
  • White-glove onboarding
  • Priority founder support
Request Pro Plus →
Concierge onboarding — talk to the founder in 1 business day.

Start free. Print checks tonight.

No card required. Create an account, add your first employee, run payroll, and download printable check PDFs in under 5 minutes.

Create Company Account
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